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Home > Personal Banking > Checking Accounts > MyChoice Checking
  • MyChoice Checking

    MyChoice Checking gives you the tools and features to manage your day-to-day finances on your own time. From our Mobile Banking App to eStatements, stay connected to your money, 24/7.

    Act Now!

    Open a MyChoice Checking Account online today!

    Get Started


    • Free Debit MasterCard®
    • Free Online and Mobile Bill Pay with eStatements*
    • Free Online and Mobile Banking*
    • Free Mobile Check Deposit*
    • Free InfoLine 24-Hour Telephone Banking
    • Free 24/7 On-Demand eStatements
    • Free Email and Mobile Alerts*
    • Refunds other Banks' ATM fees (When you submit the other bank's ATM receipts to any teller or customer service representative within 60 days of transaction)

    Minimum to Open: $50
    Monthly Maintenance Fee: $3

    Waive the $3 maintenance fee by choosing eStatements and meeting ONE of the following requirements during any monthly statement cycle:

    • Maintain a recurring ACH direct deposit, or
    • Use your debit card at least 10 times for a point of sale transaction, or
    • Keep an average daily balance of at least $750, or
    • Set up a monthly transfer between MyChoice Checking and SaveUpSM Savings

    Add the Plus Package to your account for additional identity protection, online savings, insurance and healthcare options**, as well as many other bank benefits. Learn More

    *Mobile carrier data and text rates apply
    **Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not an obligations or guaranteed by the financial institution or an affiliate and not insured by any agency of the U.S.
    Member FDIC
    This card is issued by Central Trust Bank pursuant to a license by MasterCard® International Incorporated.